🔷 Our Core Services

Contractor License Bonds (Primary Specialization)

Contractor license bonds are the foundation of our agency.

We issue and file license bonds required by:

• Indiana Contractors State License Board (CSLB)

• Missouri Construction Contractors Board (CCB)

• Wisconsin Department of Labor & Industries (L&I)

• Iowa State Contractors Board (NSCB)

• Illinois Registrar of Contractors (ROC)

Contractor license bonds are required by the respective state licensing authorities and must be filed properly to activate or maintain a contractor license.

Most contractor license bonds can be issued instantly online, with electronic filing available where permitted.

• • Missouri contractor license bond

  • Wisconsin contractor license bond

  • Iowa contractor license bond

  • Illinois contractor license bond

In California, we specialize in:

• Contractor License Bond (Form 13B-1)

• Bond of Qualifying Individual (BQI)

• LLC Employee/Worker Bond (one of our most requested bonds and required for licensed LLC contractors operating in the state.)

General Liability Insurance for Contractors

We provide general liability insurance tailored specifically to construction trades across all five states.

Our programs help contractors meet:

• State licensing requirements

• General contractor certificate requirements

• Project owner insurance specifications

• Additional insured endorsements

Coverage is structured around real contractor risk exposures — not generic small business templates.

Performance and Payment Bonds

For contractors bidding on public or private construction projects, we assist with performance and payment bonds backed by national surety carriers.

We support:

• Small to mid-sized contractors

• Public works contractors

• Private project bonding needs

Our process is designed to streamline approvals while maintaining underwriting integrity.

Workers’ Compensation Insurance

We provide workers’ compensation insurance solutions designed for contractor payroll structures and construction risk classifications.

We help contractors:

• Meet state compliance requirements

• Secure competitive markets

• Maintain coverage aligned with project demands

🔷 Why Contractors Choose Surety First

✔ 20,000+ Contractors Served Since 2006
✔ Licensed in CA, OR, WA, NV, AZ
✔ A-Rated National Surety Carriers
✔ Most License Bonds Issued Instantly
✔ Soft Credit Check — No Impact to Your Score
✔ Electronic Bond Filing Where Available
✔ No Hidden Fees
✔ Financing Available on Many Bonds

Our mission is simple: remove friction from the bonding process so contractors can focus on building their business.

🔷 Built for Multi-State Contractors

We are licensed and actively serving contractors in:

Indiana — License #0K36818
Missouri — License #3003912639
Wisconsin — License #1329040
Iowa — License #4158381
Illinois — License #3003888302

Headquartered in Folsom, California, our team operates remotely to efficiently serve contractors throughout the Western United States.

🔷 Security and Technology

We utilize secure SSL encryption and industry-standard data protection practices to safeguard contractor information.

Our online bonding process is designed to be:

• Fast

• Secure

• Streamlined

• Contractor-friendly

🔷 Frequently Asked Questions

What does Surety First specialize in?

We specialize in contractor license bonds, Indiana LLC employee/worker bonds, general liability insurance, performance and payment bonds, and workers’ compensation insurance for construction professionals.

Can I get a contractor license bond instantly?

Most contractor license bonds can be issued online in minutes, with electronic filing available in certain states.

Does applying affect my credit score?

We use soft credit checks for most license bonds, which do not impact your credit score.

What states do you serve?

We serve contractors in California, Missouri, Wisconsin, Iowa, and Illinois.

Do you only work with contractors?

Yes. Our agency is focused specifically on construction professionals and contractor-related bonding and insurance.

🔷 A Message from the President

Contractors have many options for bonding and insurance, but not all agencies specialize in the unique compliance and timing demands of the construction industry.

Our goal is to provide a simpler, more efficient bonding experience while maintaining strong relationships with highly rated surety carriers. We are only successful when the contractors we serve succeed.

-Jeremy Schaedler, President